Boat insurance tips to suggest to your clients

Allstate policyholders can benefit from additional boat insurance tips to keep their investment safe.

One of the best things that you can do to help your Allstate boat insurance customers to save money on their coverage and keep their premiums low is to provide them with helpful tips for keeping their watercraft safe. This will not only help to minimize payments, but it will also decrease the risk of circumstances that will cause them to make a claim, which would require them to pay a deductable and lose a possible discount that they’d maintained for not having made any previous claims. The premiums are determined by the value of the vessel, where it is kept, and its engine’s horsepower, as these are the core elements that state how much coverage is required and suggest the size of the risk involved in its ownership. However, there are still a number of other things that policyholders can learn about their coverage and the efforts that they can make to keep their premiums down. These efforts begin at the start of every season and include a number of steps that can be made to make sure that the watercraft is in perfect order and can be operated safely.

The key is to start early, purchase boat insurance coverage, and not wait until the last second.

A customer may be excited to get your boat out onto the water on the first day that it’s possible, but it is important that you run the proper tests to make sure that it is still operating just as well as it was at the end of the last season, and that no problems have come up over the winter. This may mean that the use of the watercraft might need to be delayed by a day, but it will be worth it when problems are eliminated, the risk of being stranded out in open water is decreased, and the chances of having to make a boat insurance claim are lowered. The first step is to make sure that all of the necessary safety equipment is on board and is still in proper condition. Lifejackets, for example, should not be ripped or have worn patches. There should be enough for every passenger, and children should have life jackets in the right size. Fire extinguishers should be recharged and fully operational. The months in storage will often cause them to discharge. You should also check the expiration date on the label.

Make certain that you have your current registration and that the sticker has been placed on the boat.

Carefully clean the deck, topside, and the hull of the boat. Use a mild detergent, polish, and wax. This will not only give your watercraft a better appearance, but it will give you the opportunity to go over every inch to spot damage such as abrasions and cracks, which can then be repaired before it goes into the water. By choosing the right boat insurance and taking proper precautions, a policyholder can make certain that this season is a safe and enjoyable one.

Simply put, life insurance gives your loved ones financial security after you're gone. We can help.

If the unexpected happens, your loved ones get a death benefit they can use for things such as medical bills, funeral expenses, outstanding mortgage and even living expenses.
Other financial products to help cover your personal needs:
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Ellison Insurance is a full service, local Santa Clarita insurance agency, looking to save you money while offering top notch service with a full array of insurance products. Allstate Insurance has been in business for over 75 years, helping clients return back to normal, while remaining highly competitive. Have you thought about life insurance but just don’t know how to approach it? Most people don't realize that Allstate also has supplemental health insurance plans that offer cancer and accident insurance for both individual and family. Are you renting? If so, you may be missing out on some great discounts by bundling your car and renters insurance together. Maybe you’re wondering if there’s a local agent to help you with your auto insurance in Santa Clarita – We can! With two offices covering the Santa Clarita valley, we are where you’re at!
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